BRAC Area Credit Manager

Job Description / Responsibility

• Comprehensive visit the customer to identify customer's credit worthiness. Also Visit guarantor on case to case basis to ensure security of the loan.
• Coaching RO for development & giving feedback to all relevant concern.
• Clear report to Supervisor/ Top management on timely manner.
• Ensure compliance with internal policies and procedure and external regulatory requirements (Bangladesh Bank) during approval demonstrated by satisfactory Audit reports.
• Regularly visit the customers/ businesses that fall under portfolio at risk and utilize/ circulate the knowledge gained from the same.
• Ensure standard Turn Around Time (TAT) of SME Loans
• Guidance RO on specific projects / tasks as assigned
• Scrutiny and inclusive analysis of credit proposal (s) and recommendation/Approval/decline of client request in line with Bank's lending guidelines/PPG, Credit Circulars & instructions Bank's & Bangladesh Bank.
• Effective communication with sales team and other support teams