Credit Officer (SO/EO/SEO) - Branch Business

• Prepare and review credit proposals for corporate, SME and retail clients.

• Analyze financial statements, cash flow, repayment capacity and business performance.

• Assess borrower profile, business risk, industry risk and credit worthiness.

• Review collateral, security documents and loan documentation requirements.

• Ensure compliance with Bangladesh Bank guidelines and internal credit policy.

• Conduct due diligence, client visits and credit risk assessment.

• Monitor existing credit portfolio and identify early warning signals.

• Prepare credit appraisal, renewal, enhancement and rescheduling proposals.

Required Skills

• Strong knowledge of credit risk analysis and lending principles.

• Sound understanding of financial statement analysis and cash flow assessment.

• Knowledge of Bangladesh Bank regulations, CIB, classification and provisioning guidelines.

• Ability to evaluate collateral, documentation and borrower risk.

• Strong analytical, communication and report writing skills.

• Proficiency in MS Excel, MS Word and banking software.

• High level of integrity, professionalism and decision-making ability

Experience Requirements:Minimum 4–8 years of banking experience

https://bdjobs.com/h/details/1504814

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• Crystal International Group Limited (HK)
• M/S. North Bengal Shipping Agencies (Pvt.) Ltd.
• Bardown Sports Inc
• GARI IMPORT.com.bd
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• ARICH CON LIMITED

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