Credit Analyst- Credit Risk Management (CRM) Division

Position Summary:

Determine customers` creditworthiness by analyzing financial data to assess the likelihood of a borrower through visit of client`s business premises/home/office premise depending on loan type, conducting all other necessary due diligence required for extending credit, preparation of credit appraisal report and obtaining Management approval.

Job Description / Responsibility:

• Pre-screening loan applications in line with credit guidelines, Finance Company Act 2023, ICRRS, EDD(ESRM)

• Verifying client documents from internal and external sources and conducting field visits to assess financial stability and associated risks

• Evaluating clients` requirements against their repayment capacity

• Preparing loan appraisals based on established lending policies and coordinating with Relationship Managers to address queries related to credit proposals

• Additionally, preparing summaries and documentation for approval processes

• Ensuring compliance with internal policies and regulatory requirements

• Monitoring high-risk portfolio clients

• Sharing industry insights with relevant teams and carrying out any other tasks assigned by management

Sound knowledge of Credit analysis and policies and Risk Management principlesGood understanding of Basel II, BB`s provision and structure/rescheduling policy, and evolving regulatory guidelines in this spaceCapable of professional discussions with internal and external stakeholdersComputer literacy having good command in Microsoft Office Suite.Experience:5-6 years of experience in CRM department and at least last 3 years in Corporate & SME credit in a reputed bank or finance company.

https://bdjobs.com/h/details/1487190

• remote jobs
• Education News
• Weekly Jobs Newspaper
• Production & Commercial
• Driving / Motor Technician
• Agro based Industry
• Real Estate/Development
• Security Service
• IT & Telecommunication
• Accounting/Finance

• Crystal International Group Limited (HK)
• M/S. North Bengal Shipping Agencies (Pvt.) Ltd.
• Bardown Sports Inc
• GARI IMPORT.com.bd
• DEKKO Legacy Group
• Flora Agro Food & Beverage Ltd
• Noakhali Club Dhaka Limited
• Dynamic Agro Farm`s
• Shiropa Development Society
• ARICH CON LIMITED

• Anywhere in Bangladesh
• Chittagong
• Rajshahi
• Sylhet
• Mymensingh
• Barishal
• Khulna
• Rangpur
• Dhaka