Position Summary:
Determine customers` creditworthiness by analyzing financial data to assess the likelihood of a borrower through visit of client`s business premises/home/office premise depending on loan type, conducting all other necessary due diligence required for extending credit, preparation of credit appraisal report and obtaining Management approval.
Job Description / Responsibility:
Pre-screening loan applications in line with credit guidelines, Finance Company Act 2023, ICRRS, EDD(ESRM)
Verifying client documents from internal and external sources and conducting field visits to assess financial stability and associated risks
Evaluating clients` requirements against their repayment capacity
Preparing loan appraisals based on established lending policies and coordinating with Relationship Managers to address queries related to credit proposals
Additionally, preparing summaries and documentation for approval processes
Ensuring compliance with internal policies and regulatory requirements
Monitoring high-risk portfolio clients
Sharing industry insights with relevant teams and carrying out any other tasks assigned by management
Sound knowledge of Credit analysis and policies and Risk Management principlesGood understanding of Basel II, BB`s provision and structure/rescheduling policy, and evolving regulatory guidelines in this spaceCapable of professional discussions with internal and external stakeholdersComputer literacy having good command in Microsoft Office Suite.Experience:5-6 years of experience in CRM department and at least last 3 years in Corporate & SME credit in a reputed bank or finance company.
https://bdjobs.com/h/details/1487190
Internal Auditor - Internal Control & Compliance (ICC) Division
Category:Govt Jobs
Published:11 May 2026
Deadline:31 May 2026
Credit Analyst- Credit Risk Management (CRM) Division
Category:Govt Jobs
Published:11 May 2026
Deadline:31 May 2026