Relationship Officer / Relationship Manager - Branch Credit Operations

Bangladesh Bank

Category:Bank Jobs

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Job Summary

Sex type: Both

Job Nature:Full Time

Age:24 to 45 years

Experience:At least 3 yearsThe applicants should have experience in the following business area(s): Banks

Educational Requirements: 4-year Bachelor`s degree in any discipline from any recognized university.No third division/class in any academic examination will be accepted.In compliance with the applicable circulars/instructions of Bangladesh Bank, successful completion of the required Banking Professional Examination (JAIBB/AIBB, as applicable) is mandatory for consideration of an offer at the next job grade.

Job Location:Anywhere in Bangladesh

Salary Range: Negotiable

Published: 15 Sep 2026

Deadline: 15 Oct 2026

Vacancy: --

Job Description

United Commercial Bank PLC (UCB), one of the leading first-generation private commercial banks, is dedicated to driving sustainable business growth through customer-centric financial solutions. As part of our ongoing commitment to expanding and strengthening our credit portfolio, the Bank is seeking dynamic, result-oriented, and experienced professionals for the position of Relationship Officer / Relationship Manager – Branch Credit Operations.

Key Job Responsibilities

Business Growth & Client Acquisition: Drive business growth by acquiring new clients and maintaining strong relationships with existing Corporate, SME, and Retail customers.

Credit Appraisal & Due Diligence: Conduct credit appraisal, risk assessment, and thorough due diligence for both new and existing loan proposals.

Proposal Preparation: Prepare comprehensive credit proposals in strict alignment with the Bank’s internal credit policy and Bangladesh Bank guidelines.

Documentation & Disbursement: Ensure proper loan documentation, ensuring timely disbursement, and continuous monitoring of credit portfolios.

Asset Quality & Portfolio Management: Monitor asset quality, proactively manage overdue/irregular accounts, and maintain overall portfolio health to prevent NPLs.

Target Achievement: Achieve business targets regarding loan growth, fee income, cross-selling of banking products, and branch profitability.

Regulatory & Policy Compliance: Ensure full compliance with internal credit risk management policies, operational procedures, and regulatory requirements.

Job Requirements

Age 24 to 45 years Minimum of 3 years of relevant experience in Credit Operations, Relationship Management, or Branch Banking within a bank or non-bank financial institution (NBFI). Candidates with a proven track record in client acquisition, credit appraisal, and portfolio management will receive preference.Sound knowledge of credit risk management frameworks, financial statement analysis, regulatory compliance, and Bangladesh Bank guidelines.Excellent interpersonal, communication, business development, negotiation, and analytical skills.

Job Source

https://bdjobs.com/h/details/1533487