Head of Credit Risk Management Division (EVP-SEVP)

Bangladesh Bank

Category:Bank Jobs

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Job Summary

Sex type: Both

Job Nature:Full Time

Age:Na

Experience:At least 20 yearsThe applicants should have experience in the following business area(s): Banks, Share Brokerage/ Securities House

Educational Requirements: MastersEducational RequirementsMinimum Master's Degree in Business Administration, Finance, Economics, Accounting, Banking or a related discipline from a reputed university (local or foreign) with no third division/class or CGPA below 2.50 at any stage of education.Professional certification on relevant area will be considered an added advantage.

Job Location:Dhaka

Salary Range: Negotiable

Published: 31 Aug 2026

Deadline: 06 Sep 2026

Vacancy: --

Job Description

National Bank PLC is looking for a dynamic, analytical, and risk-focused professional to lead its Credit Risk Management Division, with specialized expertise in Credit Appraisal, Portfolio Risk Assessment, and Regulatory Compliance. The selected candidate will lead the Bank's end-to-end credit risk evaluation process, provide independent risk opinions on credit proposals, and drive key risk management initiatives — including credit risk rating, portfolio stress testing, and early warning monitoring — to safeguard asset quality and align credit risk strategy with the Bank's long-term business objectives, while ensuring strict adherence to Bangladesh Bank guidelines and internal credit policies.

Key Responsibilities:

Lead the Credit Risk Management Division (CRM) and independently assess credit proposals in line with the Bank's credit policy, Bangladesh Bank guidelines, and Basel III / applicable regulatory frameworks.
Develop, review and update credit risk policies, guidelines and approval frameworks to ensure sound underwriting standards across corporate, SME, retail and institutional portfolios.
Provide independent risk opinion on large loan proposals and present recommendations to the Credit Committee, Management and Board Risk Management Committee.
Monitor the Bank's credit portfolio quality, identify early warning signals, and recommend timely corrective and remedial actions to control classified loans and NPL ratio.
Conduct portfolio-level stress testing, sensitivity analysis and industry/sector exposure reviews to support proactive risk management.
Ensure robust implementation of internal credit risk rating models, loan classification and provisioning in line with Bangladesh Bank circulars.
Liaise with Bangladesh Bank, external auditors, credit rating agencies and other regulatory bodies on credit risk related matters.
Guide and strengthen the credit approval process, ensuring appropriate checks and balances between business origination and risk assessment functions.
Lead, train and develop the credit risk team to build strong analytical and credit appraisal capabilities across the Bank.

Job Requirements

Eligibility CriteriaMinimum 20 years of banking experience, with at least 10 years in a senior credit risk management or credit approval role within a scheduled bank or financial institution.Demonstrated experience in corporate credit appraisal, credit risk rating, portfolio management and regulatory reporting.Prior experience as Head of Credit Risk, Chief Credit Officer or equivalent senior position preferred.Required Skills & CompetenciesStrong command of credit analysis, financial statement analysis, and industry/sector risk assessment.Thorough knowledge of Bangladesh Bank's credit risk grading (CRG), loan classification and provisioning guidelines, and Basel III capital adequacy framework.Excellent judgment, integrity and ability to provide independent, objective risk opinions under commercial pressure.Strong leadership, team management and cross-functional coordination skills.Effective communication skills for presenting complex credit risk matters to senior management and the Board.

Job Source

https://bdjobs.com/h/details/1527511