Head of Retail Banking Division (SVP-SEVP)

Retail Asset Business & Strategic Leadership:

• Develop and implement the strategic business plans/policies both for asset and liability segment in order to ensure sustainable balance sheet growth, targeting maximum profitability and cost effectiveness.

• Pro-active review of economic & commercial scenario in Bangladesh in order to look for opportunities and increase market share for Retail business and thereby, re-engineer existing products, design new products and create value proposition.

• Supervise the Retail asset business and ensure quick submission of loan proposals from branches/ business units in compliant manner and expedite loan approval/disbursement process.

• Oversee the Retail Liability business (CASA, Term Deposit, marketing products digitally, Payroll banking, Student banking etc.)

• Drive branch/ other outlet network-based strategy to maximize market share and revenue opportunities.

• Arranging periodical marketing campaigns in command area locality, branches, zones/ clusters for retail sales of asset & liability products.

• Get involved with other pilot projects as decided by bank’s Management & introduce new ideas for ensuring its success.

• Supervise the collection & recovery team to ensure healthy retail portfolio of the bank.

• Supervise Payroll & loyalty team to ensure building up new relation with more organization to boost up low cost fund and ensure benefit for credit & debit card holders of the bank.

• Set Asset & Liability Target for the Sales team & ensure good portfolio health of Credit card & increase its volume

• Tie up with builders, MNCs, Large local corporations & different business wings to enhance Asset – Liability growth.

• Generate new business by cross selling products to existing and potential customers.

Risk, Compliance & Governance:

• Ensure that all retail banking activities comply with Bangladesh Bank regulations, applicable laws, internal policies and approved risk parameters.

• Review and implement the SOPs (Standard Operating Procedures) and ensure compliance.

• Work closely with Credit Risk Management, ICC, Compliance, Credit Administration and other control functions.

Reporting:

• Daily, weekly, monthly, quarterly Retail Business position tracking with target, analysis and reporting.

• Comparative gap analysis based on command area branches business potentiality.

• Present performance and insight to the top management/ SMT periodically

Age At least 38 years

https://bdjobs.com/h/details/1519434

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• Production & Commercial
• Driving / Motor Technician
• Agro based Industry
• Real Estate/Development
• Security Service
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• Accounting/Finance

• Crystal International Group Limited (HK)
• M/S. North Bengal Shipping Agencies (Pvt.) Ltd.
• Bardown Sports Inc
• GARI IMPORT.com.bd
• DEKKO Legacy Group
• Flora Agro Food & Beverage Ltd
• Noakhali Club Dhaka Limited
• Dynamic Agro Farm`s
• Shiropa Development Society
• ARICH CON LIMITED

• Anywhere in Bangladesh
• Chittagong
• Rajshahi
• Sylhet
• Mymensingh
• Barishal
• Khulna
• Rangpur
• Dhaka