Investment Analyst: Investment Risk Management- CMSME Division(Officer-SEO)

• Review CMSME investment proposals for completeness, accuracy and policy compliance.

• Verify customer eligibility, enterprise classification, KYC, CIB, business visit reports and supporting documents.

• Analyze financial statements, cash flows, repayment capacity and business viability.

• Assess industry, market, management and operational risks; assign/validate internal risk grading (ICRRS).

• Evaluate collateral adequacy, security valuation and recommend appropriate investment structures, pricing and covenants.

• Ensure compliance with Bangladesh Bank regulations, internal investment policies, delegated authority, Risk Appetite Framework and Shariah guidelines.

• Prepare investment/credit appraisal memoranda with risk assessment and mitigation recommendations for approval authorities, HOCC, Board or Executive Committee.

• Coordinate with Branches, Relationship Managers, Legal, CAD, Recovery and other stakeholders to facilitate proposal processing and documentation.

• Conduct field visits to business premises, factories, warehouses and mortgaged properties as required for due diligence.

• Monitor portfolio quality, repayments, limit utilization, covenant compliance, renewals and early warning indicators; recommend corrective actions for stressed accounts.

• Support regulatory reporting, portfolio MIS, audit observations and compliance requirements.

• Maintain proposal turnaround time (TAT) and ensure timely processing of investment applications.

• Provide technical guidance to branches on CMSME investment appraisal and documentation standards.

• Perform any other responsibilities assigned by the supervisor or management.

Minimum 03 years of work experience in investment risk management division of any reputed commercial banks or financial institution.       Preference will be given to candidates having MTO/PO background in commercial banks/ financial institution.

https://bdjobs.com/h/details/1516201

• remote jobs
• Education News
• Weekly Jobs Newspaper
• Production & Commercial
• Driving / Motor Technician
• Agro based Industry
• Real Estate/Development
• Security Service
• IT & Telecommunication
• Accounting/Finance

• Crystal International Group Limited (HK)
• M/S. North Bengal Shipping Agencies (Pvt.) Ltd.
• Bardown Sports Inc
• GARI IMPORT.com.bd
• DEKKO Legacy Group
• Flora Agro Food & Beverage Ltd
• Noakhali Club Dhaka Limited
• Dynamic Agro Farm`s
• Shiropa Development Society
• ARICH CON LIMITED

• Anywhere in Bangladesh
• Chittagong
• Rajshahi
• Sylhet
• Mymensingh
• Barishal
• Khulna
• Rangpur
• Dhaka