Description
Balance Sheet Analysis
· Conduct regular analysis of the bank's balance sheet, assessing the composition of assets and liabilities.
· Identify underperforming areas of the balance sheet and set recommendations for Management (ALCO).
Economy & Market Analysis
· Understand the market dynamics i.e. competition, potential target markets etc. for expansion of the business.
· Provide forecasts regarding market and economy and update the balance sheet movement to cope with the changing fundamentals and macroeconomic situation.
· Proactively monitor & analyze global and local early warning stress signals.
Liquidity Management
· Analyze and manage the bank's liquidity position, ensuring its alignment with regulatory requirements and internal policies.
· Develop contingency plans for liquidity stress scenarios.
Strategic Initiatives
· Take initiatives and drive the cross functional Team to position the Bank strategically in a better place.
· Take actions to improve Credit Rating, CAMELS and other ALM KPI of the Bank.
Market Risk Management
· Monitor and assess Interest Rate Risk exposure across the bank's portfolio (both in banking book and trading book).
· Assist in developing and implementing strategies to mitigate interest rate risk and achieve the desired balance between assets and liabilities.
· Conduct Duration, VaR, Stress Testing analysis.
· Provide insights into key metrics, trends, and potential areas of concern.
· Stay informed about regulatory requirements related to ALM and ensure compliance with relevant guidelines.
· Measure and manage FX Risk and Equity Price Risk of the bank.
· Reporting & Regulatory Compliance
· Prepare and present regular reports on the bank's ALM position to senior management and relevant committees.
· Assist in the preparation of regulatory reports related to balance sheet management.
Qualifications
Graduation/Post Graduation from a reputed institution on relevant subject (Business Administration, Economics, Bank Management) is preferred with a satisfactory academic track record.
· Professional Certification (e.g. CFA, CERM, FRM) will be an added advantage.
· Minimum 5 years of experience, preferably in Treasury / Finance/ Risk Management/ Research.
· Excellent communication and interpersonal skills.
· Strong and demonstrated working knowledge of MS Office and Economic Modeling.
· Ability to manage multiple tasks simultaneously and meet deadlines.
· Strong analytical and problem-solving skills.
· Proficient in customer centricity, self-propelled and team player.
Post Name: Head of Premium Banking Business Acquisition
Description
· Identify potential new HNI clients and work with them to build up a relationship with the goal of managing their wealth;
· Scoping and segmentation of the market for acquiring new CA and SA accounts and deposits;
· Portfolio growth by means of acquisition of new customers and deepening existing client relationships. Achieve revenue objectives as assigned by the organization;
· Ensure cross selling the full spectrum of product set with an emphasis on retail banking products;
· Ensure retention of existing customers by introducing new techniques, promotions, value added services etc in collaboration with PB Product Head.
· Formulate business strategy and plans, set strategic goals & objectives, and implement necessary programs to achieve the targets of Premium Banking;
· Empower and engage the entire team continuously through reward and recognition;
· Set center wise business target and review the business directions, feasibility, and business modeling for the Premium Banking business on an ongoing basis, in line with the management’s vision;
· Managing performance of team members; counselling and coaching team members from time to time to improve their performance.
· Continuously track market trends and ensure up to date knowledge of market offerings to be able to provide advice on potential financial planning solutions based on client needs;
· Business forecasting & performance linked manpower allocation to effectively balance demand & supply
· Accurate and error free record keeping of transactions and ensuring time to time reporting to the Senior Management, Board & Regulators to comply with Compliance and good governance
Qualifications
· Four years graduation from any reputed university with a satisfactory academic track record;
· Good knowledge of local banking laws, regulations, and negotiable instrument act;
· At least 10 years of relevant work-experience in a reputed Bank / Financial Institution, preferably in Priority Banking / Wealth Management sector;
· Master in customer centricity, self-propelled and capability to exceed assigned target.
· Expertise in Knowledge of Banking Fundamentals, Market Intelligence, Products & Processes;
· Ability to lead a dynamic team and keen to develop others.
Are you ready for apply BRAC Bank Job circular today? If you are little knowledge about how to apply BRAC Job from Computer or by Post office then don`t worry. There are only few step for apply any govt jobs, bank jobs, part time jobs from Bangladesh. There are online application method which can be complete from through online. Another one is writing hand latter for sent via post office. For more information about how to apply Job circular in BD then contact with ejobsalert.com job portal Authority. Follow this link for BRAC Job application. You can get full instruction of BRAC Bank Job application system to their Official website at www.bracbank.com . Job submit process of BRAC also mention that Circular Image we provide you by ejobsalert.com.