Review and analyze credit proposal received from business/ RM unit for new, renewal, enhancement, restructuring, and rescheduling proposals
Prepare credit memo for approval by management/ EC and Board of Directors of the bank with clear risk analysis, mitigating exceptions and recommendation
Conduct in-depth financial analysis of borrowers, repayment capacity, cash flow, profitability, leverage, liquidity and debt services
Identify key business, management, industry and repayment risk
Liaise with Branches, Corporate Banking, SME Banking, Operations, Legal, Compliance, and Credit Administration
Conduct visit to the customer business, factories, securities independently to access business, operations, management, market position, stock, utilization of credit facility and better understanding of credit risk
Monitor client’s performance, covenants, compliance issue and take corrective measures
Age At most 40 years Minimum 05 years of experience in any reputed bank preferably with 02 years of experience in similar role/ CRM Graduation/Post-Graduation, preferably in a business-related discipline, from any reputed public/private University with no Third Class/DivisionExperience of working in a centralized process and real time on-line banking environment is preferableKnowledge of Lending Operations, Credit Management, and Foreign Trade Operations, CRM guidelines of Bangladesh BankEnsure compliance with the Bank Company Act, Bangladesh Bank guidelines, internal credit policies, and AML/KYC regulationsSufficient skills to operate Microsoft Office Applications/Banking software
https://bdjobs.com/h/details/1517020
Category:Bank Jobs
Published:03 Aug 2026
Deadline:20 Aug 2026