Head of Credit Risk Management

• National Credit and Commerce Bank Limited has been operating as one of the leading Private Commercial Banks with its strong business network of 111 online branches across the country, and providing personalized & customer friendly banking services to its clientele in a responsive and technology based environment. The Bank invites applications from the highly competent and eligible candidates for immediate appointment in the following position:

Job Responsibilities

• Establish policy guidelines & procedures for Bank based on industry practices to ensure strict compliance in order to protect Bank's asset by minimizing risk.
• Develop and implement business strategy to meet long & short term business goals within regulatory framework as well as Bank's internal policies and risk guidelines.
• Manage risk related portfolio work outs and improvement of asset quality.
• Monitor developments that impact risk and lending policies, including customer documentation/ terms and conditions.
• Liaison with Credit Administration Division for proper execution and maintenance of security documents in accordance with approved terms & conditions.
• Ensure credit compliance with legal, regulatory and government bodies' requirements.
• Ensure analysis of risk related to credit proposals and approval of credit requests within delegated credit authority.
  
• Actively coach Credit Staff with the object of developing motivated workforce.
• Develop operating manuals for all CRM units and ensure they are updated as per requirements.