Job Summary
Sex type: Both
Job Nature:Full Time
Age:Not mention
Experience:At least 1 years' experience in credit / financial analysis, preferably with debt collection experience.
Educational Requirements: University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
Job Location:Dhaka
Salary Range:
Not mention
Published: 29 Sep 2021
Deadline: 14 Oct 2021
Vacancy: Check circular link
Job Description
The Role Responsibilities
- Manage end to end underwriting processes of loan applications within TAT
- Review, recommend and approve credit limits within assigned authority ensuring adherence to all applicable credit approval procedures.
- Ensure full compliance with Group Credit Policies and Process Standards. Dispensations or any gaps must be well supported and approved on a timely basis. CADs and CCPMs are renewed on timely basis.
- Design, maintain and effectively communicate risk control parameters across the Unsecured Lending, Retail Credit, including policies, control standards, risk exposure limits and other control levers in order to maintain the business's risk profile in line with the Group's risk appetite
- Recommend credit proposals up to the relevant sanctioning level.
- Adherence to the operating guidelines, procedure, and policies of the Personal Loan/Credit Card product.
- Should be responsible for processing credit applications within assigned territories for possible approval and to assign credit limits and conditions of sale
- Liaise between sales and credit team
- To visit customers (offices/premises) whenever necessary to obtain more in-depth and accurate information;
- To perform credit reviews and analysis of credit applications.
- Maintain an open and cooperative relationship in dealings with regulators
Our Ideal Candidate
- Applicants with Banking Diploma part 1 & 2 are encouraged to apply
- Sound knowledge of all aspects of credit industry.
- Good credit sense / credit judgment with strong communication and interpersonal skills.
- Proficiency in both spoken & written English advantage.
- Good knowledge of Microsoft Office.
- Should have 1 years of credit underwriting experience preferably in Mortgage underwriting in Local or multinational commercial banks.
Job Requirements
*Embedding Here for good and the Group’s brand and valued behaviors in the Integrated Middle Office team *Performing other responsibilities assigned under Group, Country, Business or *Functional policies and procedures
Job Source
https://scb.taleo.net
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Standard Chartered Bank Bangladesh job circular 2021
Category:Bank Jobs
Published:29 Sep 2021
Deadline:14 Oct 2021
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